There is no minimum amount required to purchase an annuity, though the national average is $150,000. Original review: Nov. 6, 2022. Colorado Bankers Life FAQs Liquidation Order 1.30.23.pdf. We are off to a flying start at the NC Department of Insurance at the start of 2023! APA Timothy Li, MBA, has dedicated his career to increasing profitability for his clients, including Fortune 500 companies. Latest Status as of August 10, 2022 - Click Here Privacy Statement Terms of Use. They specialize in life insurance and annuity products. Colorado Bankers Life sells Retirement Income Health Expenses Retirement Care and Final Expense Insurance. Raleigh NC 27699-1201, Contact NCDOIEmployee DirectoryCareers at NCDOICalendar, An official website of the State of North Carolina. . We also use third-party cookies that help us analyze and understand how you use this website. First Published. Learn how an investment today can provide guaranteed income for life. This is dictated by state law and is known as a period of rehabilitation. ballon 2021/2022 PRESTIGE MP (310g) 236121:20220920203208-00346!PayPay! . %%EOF If you suffered losses investing in the investment, then Galvin Legal, PLLC may be able to help you recover your losses in a Financial Industry Regulatory Authority (FINRA) arbitration claim against the brokerage firm that recommended the investment. Annuity.org articles are spellchecked, grammatically correct and typo-free. We are off to a flying start at the NC Department of Insurance at the start of 2023! For Colorado Bankers Life policies: 1-800-367-7814 For Bankers Life policies: 1-800-839-2731 For Southland National policies: 1-833-452-4240 Thank you in advance for your attention . State Insurance departments regulate and monitor Insurance to primarily protect policyholders from the risk of financial distress. Access from your Country was disabled by the administrator. Box 11948 Winston-Salem NC 27116. Because they are fixed-rate annuities, MYGAs are not subject to market volatility and therefore offer a potentially safer way to grow your money. Please review the instructions,checklistand call us with questions. 0 NC Department of Insurance A federal appeals court has sided against embattled entrepreneur Greg Lindberg in upholding a lower court's ruling that Colorado Bankers Life Insurance Company is owed $40 million.. U.S. District . He estimates Colorado Bankers owes him in excess of $300,000 in unpaid commissions. Last update 02/13/2023 . . This includes reputable industry sources, select financial publications, credible nonprofits, official government reports, court records and interviews with qualified experts. Click Here. Secure websites use HTTPS certificates. She joined Annuity.org as a financial editor in 2021 and uses her passion for educating readers on complex topics to guide visitors toward the path of financial literacy. On June 27, 2019, Colorado Bankers Life and other companies under the Global Bankers Insurance Group umbrella were placed into rehabilitation by the Superior Court of Wake County, North Carolina. Disaster Hardship Package; Order Approving Moratorium on Policy Surrenders; Consent Order of Rehabilitation; View the quarterly reports for the rehabilitation process as filed with the Insurance Commissioner. 69 0 obj <>stream On June 27, 2019, Colorado Bankers Life and other companies under the Global Bankers Insurance Group umbrella were placed into rehabilitation by the Superior Court of Wake County, North Carolina. In just a few minutes, you can get access to free government benefits that you didnt previously have and gain back some of the money you have spent already. Bankers Life Insurance Company, Colorado Bankers Life Insurance Company, and Southland National Reinsurance Corporation, are pleased toreceive the court's trial judgment in their favor in their lawsuit against Greg Lindberg and a number of his related companies in case 19-CVS-13093 pending in Wake County Superior Court in , , 10 . Retrieved March 4, 2023, from https://www.annuity.org/annuities/providers/colorado-bankers-life/. The Annuity contract holders will be getting a letter with instructions that explains that they are eligible for a one-time partial withdrawal of their funds. In 2019, it was placed into rehabilitation and is not currently selling products. Document Organization. Raleigh NC 27699-1201, Contact NCDOIEmployee DirectoryCareers at NCDOICalendar, An official website of the State of North Carolina, Commissioner Causey expands hardship eligibility programs for Greg Lindbergs former insurance companies. Copyright 1999 2023 GoDaddy Operating Company, LLC. You can also defer any taxes on MYGAs until money is taken out. In this article, I will talk about facts that you need to know to help you out and benefit you the most that you can. Most states follow the NAIC Model Act to provide coverage of at least the amounts below: (check your state associations website to confirm your levels in your state). Colorado Bankers Life Insurance Company, Bankers Life Insurance Company, Southland National Insurance Corporation, and Southland National Reinsurance Corporation, consented to an Order of Rehabilitation entered on June 27, 2019, by the Superior Court of Wake County, North Carolina ("Court") pursuant to a petition filed by the Commissioner of Insurance of the State of North Carolina, Mike . A lock icon or https:// means youve safely connected to the official website. Copyright 2021 - CBLife Last update 11/8/2022. Colorado Bankers Life Company Information. Colorado Bankers Life FAQs Liquidation Order 1.30.23. Many providers extend provisions that allow partial withdrawals yearly without a penalty. Rule 2111 is composed of three main obligations: reasonable-basis suitability, customer-specific suitability, and quantitative suitability. Chicago (n.d.). In a news release, Lindberg said he had reached a $307 million deal with Universal Financial Holdings LLC, which would acquire Southland National Insurance Corp., Bankers Life Insurance Co . Several policyholders with Colorado Bankers Life Insurance and Bankers Life Insurancethe two companies affected by the filingcheered the state's move and are hopeful for liquidation, which . Click Here, Colorado Bankers Life Insurance CompanyP.O. In 2018, Bankers Life paid long-term care insurance claims to over 250,000 policyholders, totaling $541 million. Sorry there is a continuing error in our system. 10/28/2021. Objections to the preliminarily-approved rehabilitation plan were to be filed in the In the case of Greg Lindbergs financially drained Bankers Life, the Superior Court in North Carolina approved to the states regulator to modify a moratorium on Colorado Bankers and Bankers Life. Selling My Structured Settlement Payments, https://news.ambest.com/presscontent.aspx?altsrc=3&RefNum=28144&URatingId=-1&_ga=2.86501912.1642901758.1666356479-1167893351.1666039440, https://www.immediateannuities.com/annuity-brochures/colorado-bankers-life-annuity.pdf, https://cblife.com/forms/GBIG_Hardship_Package.pdf, https://www.nolhga.com/companies/public/main.cfm/NAICCode/84786/GAID/5, https://www.ncdoi.gov/insurance-industry/regulatory-actions-receiverships, https://www.justice.gov/opa/pr/federal-jury-convicts-founder-and-chairman-multinational-investment-company-and-company, Talcott Resolution Life Insurance Company, This article contains incorrect information, This article doesn't have the information I'm looking for, AM Best. The moratorium was initiated on 6/27/2019. CNO Financial Group and Bankers Life Support Alzheimer's Association With $424,000 through 19th Annual Fundraising Campaign. Claimant's Statement. We adhere to ethical journalism practices, including presenting honest, unbiased information that follows Associated Press style guidelines and reporting facts from reliable, attributed sources. KKC can be contacted at 1-844-926-1524 for more information if needed. hb```vaAd`0p8h|VGCJ (f`LBL>3}ccpuu10hi```~7v,D This will make policy funds more available to policyholders in financial hardship under the criteria of the program, Commissioner Causey said. Research the ratings of the company youre considering for an annuity before you make a purchase. These cookies do not store any personal information. Brokerage firms that fail to conduct adequate due diligence on investments they recommend, such as Colorado Bankers Life Insurance Annuities, or that make unsuitable recommendations can be held responsible for the customers losses in a FINRA arbitration claim. Also has a high number of complaints with the NAIC, and the companys financial strength doesnt compare to reputable companies. PBLA has yet to comply with the payment obligation and, through its counsel, has advised . The negative customer service reviews, a rating under review by AM Best, and the high number of complaints are many reasons to choose a better-qualified insurance company. I thinkd ****************** knew that CBLife . Managed Raiser's Edge database of individual and prospective donors, corporations, and foundations. To learn more, view our full privacy policy. Annuity contract owners with a current account value of $1,000 or greater have the option to withdraw 10% of the account value, up to a total maximum of $15,000 per contract owner. Albemarle Building Contact Information: Policyholders with questions about policies, claims, or related to liquidation should call the numbers below for more information or assistance: the decision of the North Carolina Court of Appeals affirming the order and further review of the decision is not sought; an order by the North Carolina Supreme Court denying review of the case; or. Bankers Life Insurance Co. 833-658-2840, Colorado Bankers Life Insurance Co. 833-658-2841. In most states, the aggregate benefit level for an individual life in any one insolvency is $300,000 (except if there . Document Entity Terms. Mike Dinius and JohnMurphy of Noble will act for theRehabilitator in the rehabilitation proceeding, under the title of Special Deputy Rehabilitators. Filed: April 4, 2013 in U.S. District Court in Portland Plaintiff: Lorraine and Charles Bates; Eileen Burk, and David Youngbluth Defendant: Bankers Life and Casualty Company, CDOC, Inc., CNO Financial Group, Inc., Conesco Life Insurance Company of Texas, Doe Corporations I-X and James D Peterson Case Number: 3:2013cv00580 Details: The four plaintiffs filed the suit Class Action Suit Filed . Petition for Liquidation 11 1 22.pdf. Details are found in the links below: We know you have questions. Liquidation Petition filed against Colorado Bankers Life, et al. We will be able to tell you within 5 minutes, without any obligation, that we can help you. To learn more, view our full privacy policy. Phone: (805) 304-1376 Email: michael.chabot@ As Producing . So the good news is that we can get a better price for coverage out there in many circumstances than a lot of other carriers can provide. Colorado Bankers Life Insurance Company (NC) 84786: In Rehabilitation: Confederation Life Insurance & Annuity Co (CLIAC) (GA) 99384: Released from Oversight: Confederation Life Insurance Company (CLIC) (MI) 80667: 08/12/1994: Diamond Benefits Life Insurance Company/Life Assurance Company of Pennsylvania (AZ) 74969: 02/28/1992: Executive Life . Guaranteed Acceptance Whole Life Insurance Policies Reviews, $75,000 Whole Life Insurance Review [Rates, Programs Revealed], 10 Steps I Took To Get My Parent Burial Insurance, Helpful for Seniors that have bad health using, An Independent Broker Professional that can get access to. Retrieved from, Colorado Bankers Life Insurance Company. Last update 02/13/2023. . Please refer to the links below for important information. (n.d.). North Carolina Insurance Commissioner Mike Causey announced that the hardship eligibility programs for policyholders of Colorado Bankers Life Insurance Company, Bankers Life Insurance Co. and Southland National Life Insurance Corp. have been expanded effective July 27. Update your browser for more security, speed and compatibility. You can read more about our commitment to accuracy, fairness and transparency in our editorial guidelines. Turn your future payments into cash you can use right now. Total of $300,000 in life insurance death benefits, Total of $100,000 in cash surrender or withdrawal values for life insurance, Total of $250,000 in the present value of annuity benefits, including net cash surrender/withdrawal values, Total of $500,000 in major medical or basic hospital, medical and surgical insurance policy benefits, Total of $300,000 in long term care insurance policy benefits, Total of $300,000 in disability insurance policy benefits, Total of $100,000 in other health insurance benefits. Annuity.org editors may revise content for clarity, logic, flow and meaning. Important information from that ruling can be found here. We'd love to hear your thoughts. regulatory actions. His clients came out more favorably, as most just had thousands of dollars in specialized life insurance . Select your state Our policies vary by state We do our best to determine where you are located so we can show you accurate information. In the past, as an annuity provider, Colorado Bankers Life offered several types of Multi-Year Guaranteed Annuities. Start your mornings with essential life and health insurance news coverage, analysis and trends . Bankers Life Insurance Company P.O. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. Yesterday I was looking over my yearly statement that I still receive from CBLife and decided to just pull the money out because I want to be done with it. Colorado Bankers Life Insurance Company is in rehabilitation. We can help you to get burial insurance quotes for: We have the sole purpose of getting you more choices that are tailored for your family and you so you have the best possible insurance that you decide and what is more important to you. Bankers Life Insurance Co.: The company had $54.5 million of affiliated investments, about 16% of the admitted assets. (Nasdaq: MBIN) -- Leading financial services provider Merchants Capital announced it closed a record $8.95 billion in debt production in 2022, surpassing the previous record of $7 billion set in 2021. Schell, Jennifer. Retrieved from. Customers of Colorado Bankers Life can log in to their accounts online through the companys web portal. Raleigh NC 27603-5926, Mailing Address: MLA The order becomes effective as of the first month-end occurring on or subsequent to 90 days after the later of: Information about the companies liquidation can be found on the North Carolina Department of Insurance and the companies websites: Once a final court order is issued granting liquidation, the life and health insurance guaranty associations in the states where Bankers Life and Colorado Bankers Life were licensed to do business will be tasked with continuing coverage and paying eligible claims, subject to guaranty association coverage limits and the terms and conditions of coverage. (2019, June 27). Read about all the new happenings! And many times, you could even qualify for a better policy that will start immediately. Whether you want 24/7 access to online account management or need to talk live with a friendly customer service professional, we've got you covered. FINRA Rule 2111(a) states that a member or an associated person must have a reasonable basis to believe that a recommended transaction or investment strategy involving a security or securities is suitable for the customer, based on the information obtained through the reasonable diligence of the member or associated person to ascertain the customers investment profile. Due tothe issues with the Companies investments, it was necessary to place the Companies under Courtprotection so that the investment issues couldbe addressed in an orderly fashion by the Rehabilitatorunder Courtsupervision. Policyholder Authorization Form. Secure websites use HTTPS certificates. Get started with a free estimate and see what your payments are worth today! However, if the rehabilitation is, for some reason, not . . But you cant get a quote online. I invested money and know I cannot acces my money . This includes A.M. Best, Standard and Poor's and Fitch rating. They all claim to have sold insurance policies issued by Colorado Bankers Life Insurance, one of three firms under Lindberg's Global Growth that are currently in state-ordered rehabilitation. . Report. Last Update 03/23/2022. Retrieved from, North Carolina Department of Insurance. The hardship program provides an exception to the court-ordered moratorium to assist customers who are in immediate need of funds so that they may meet everyday living expenses.. If, for some reason, the company cant be rehabilitated, then it is declared insolvent. Calling this number connects you to Senior Market Sales (SMS), a trusted partner of Annuity.org. Policies in excess of state life and health insurance guaranty association coverage limits would give rise to a pro-rata claim against the Bankers Life Colorado liquidation estate for the uncovered amount (the "excess policyholders"). 833-658-2840. Please call us using the phone number listed on this page. 325 N. Salisbury Street I am deeply disturbed that my financial advisor didnt have the gall to inform me (we met every 3 months x past 8 yrs) of the situation. 26 0 obj <> endobj The North Carolina Department of Insurance said this allows limited funds to be withdrawn by annuity contract owners during the pandemic. As required by the new California Consumer Privacy Act (CCPA), you may record your preference to view or remove your personal information by completing the form below. Regulatory Actions (Receiverships). If it is determined that the company cannot be rehabilitated, the company is declared insolvent, and the commissioner will ask the state court to order the liquidation of the company. Read about all the new happenings! Connect with a financial expert to find out how an annuity can offer you guaranteed monthly income for life. The Rehabilitator is currently evaluating the Companiesin-force policies, by policy type,investments,as well as reinsurance programs in furtherance of determining the feasibility of a successfulrehabilitationof the Companies. Galvin Legal, PLLC is launching an investigation on behalf of investors who may have suffered losses investing with David Maute. Annuity.org. Gateway Insurance Company (IL) Texas policyholders: Texas Property & Casualty Insurance Guaranty Association. The holding company Global Bankers Insurance Group LLC of Durham, North Carolina acquired Colorado Bankers Life in 2015 and Bankers Life of Florida in 2016. Update Location. PDF 615.27 KB - November 08, 2022. Colorado Bankers Life will continue pursuing Mr. Lindberg and his companies by all legal means in order Colorado Bankers Life is recognized at a high level among the top insurance rating agencies. Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. Annuity.org writers adhere to strict sourcing guidelines and use only credible sources of information, including authoritative financial publications, academic organizations, peer-reviewed journals, highly regarded nonprofit organizations, government reports, court records and interviews with qualified experts. David Duford is the owner and operator of BuyLifeInsuranceForBurial.com. Webpage: Gateway Insurance Company Liquidation. The company was placed in rehabilitation by order of the Superior Court of Wake County, North Carolina, on June 27, 2019. The four companies in rehabilitation are Southland National Insurance Corp., Bankers Life Insurance Co., Colorado Bankers Life Insurance Co. and Southland National Reinsurance Corp. AM Best Changes Credit Ratings of Colorado Bankers Life Insurance Company and Bankers Life Insurance Company Following Regulatory Action June 27, 2019 04:54 PM Eastern Daylight Time Since Colorado Bankers Life are in rehabilitation and many complaints and lawsuits. PDF 119.42 KB - January 31, 2023 Insurance Companies. Raleigh NC 27699-1201, Contact NCDOIEmployee DirectoryCareers at NCDOICalendar, An official website of the State of North Carolina. Final expense insurance offers coverage for burial and funeral costs and is more affordable. He's helped over 1,500 people with their life insurance needs across the country. 325 N. Salisbury Street December 8, 2022. Categories: Investor Alerts, Variable Annuities Tags: Variable Annuities, Did you lose money investing with David Maute (CRD# 4307126)? You also have the option to opt-out of these cookies. "Colorado Bankers Life." On BBB site for Colorado Bankers Life. Guaranteed coverage amounts typically vary from $100,000 to $500,000 in benefits. rehabilitation updates . This site provides life insurance information and quotes. ORLANDO, Fla., September 21, 2022--Global Growth today announced the rehabilitation of Pavonia Life Insurance Company of Michigan ("Pavonia"), a Michigan insurance company affiliated with Global . This rating has remained in place since 2019. Details Here. Colorado Bankers Life Insurance Company, Bankers Life Insurance Company, and Southland National Insurance Corporation, (collectively the "Companies") consented to an Order of Rehabilitation entered on June 27, 2019 ("Order"), by the Superior Court of Wake County, North Carolina ("Court") pursuant to a . Financial Advisor Promissory Note Representation, Colorado Bankers Life Insurance Annuities Investor Alert, Promissory Note Representation for Financial Advisors. You can count on us to make your life easier when it comes to your claims. US Department of Justice Indictment of Greg Lindberg. Contact Us. Raleigh NC 27603-5926, Mailing Address: You can imagine the devastation I felt when another financial advisor informed me. hb```f````e`dd@ A( F+v S[PY9v\|(+00ttt40p`H!q(f`c`c1fdd8,3o&m kxZ*8LAe`~rw _>:@ S,4 hbbd```b``"A$ ""`R, V&I0|lf6! A North Carolina Superior Court gave approval to the state's insurance regulator to modify the moratorium on insurance businessman Greg Lindberg's financially impaired Colorado Bankers and . We had moved so I didnt receive a letter or phone call. We appreciate your feedback. . 51 0 obj <>/Filter/FlateDecode/ID[<3A4B178ECB10D4B5CAA20C04283C0FED><2D396B74159DE942A4197672CBB995F2>]/Index[26 44]/Info 25 0 R/Length 115/Prev 140348/Root 27 0 R/Size 70/Type/XRef/W[1 3 1]>>stream I invested 50,000.oo dollors and now I can not acces my money. Colorado Bankers Life. Necessary cookies are absolutely essential for the website to function properly. (n.d.). If you are the site owner (or you manage this site), please whitelist your IP or if you think this block is an error please open a support ticket and make sure to include the block details (displayed in the box below), so we can assist you in troubleshooting the issue. COLORADO BANKERS LIFE INSURANCE COMPANY BANKERS LIFE INSURANCE COMPANY SOUTHLAND NATIONAL INSURANCE CORPORATION FREQUENTLY ASKED QUESTIONS Updated February 13, 2020 . Compare, and You will be happy you took the time. Insurance Companies. In his role as rehabilitator of the three companies, Commissioner Causey has raised the maximum amount of liquid assets that an applicant may have to qualify for financial hardship payments from $25,000 to $50,000. This Life insurance company may have an appeal to be contacted at the 257 branches in person. If you suffered losses investing with David Maute, then Galvin Legal, PLLC may be able to help you recover your losses in a Financial IndustryRead More, Did you lose money investing with James OReilly (CRD# 2209758)? Bankers Life offers supplemental health insurance, long-term care insurance, and annuities in addition to four different types of life insurance. Bankers Life is the marketing brand of Bankers Life and Casualty Company, Medicare . Liquidation Petition filed against Colorado Bankers Life, et al. 375 South Third Street San Jose CA 95112. By simply filling out the form that you see on your screen or at the top of your phone, you can get the necessary information where you see the words Get Your Life Insurance Quote Now. Learn about the different types of annuities and find out which one is right for you. Good morning. Withdrawals . This company has licensing in all states and branches all across our nation. Bankers Life is a party to, or has a financial interest in, at least 14 . 8400 E Prentice Ave, Ste 460, Greenwood Village, CO 80111 325 N. Salisbury Street Sorry there was an error. Schell, Jennifer. 75 0 obj <>/Filter/FlateDecode/ID[<76D712242ED0A443A06CEDBCE59AC2AA><4A9DD3404B32674BBC91D505C64CA09B>]/Index[57 26]/Info 56 0 R/Length 94/Prev 121955/Root 58 0 R/Size 83/Type/XRef/W[1 3 1]>>stream Insurers have assessed a share in an amount that is required to meet the associated guaranty claims that are not funded with estate assets based on premium amounts collected in that state. By Allison Bell. It is mandatory to procure user consent prior to running these cookies on your website. Policyowners who face financial hardships due to the court-ordered moratorium on cash surrenders and partial withdrawals from Colorado Bankers Life Insurance may be eligible to make a hardship payment request. A MYGA is appropriate for someone who is closer to retirement and prefers tax deferral and a guarantee of investment return. Retrieved from, National Organization of Life & Health Insurance Guaranty Associations. On June 27, 2019, Southland National Insurance Corporation, Colorado Bankers Life Insurance Company, Bankers Life Insurance Company and Southland National Reinsurance Corporation (hereinafter "Companies") were placed in rehabilitation by order of the Superior Court of Wake County, North Carolina, with the consent of the Board of Directors and the Controlling Shareholder. Bankers Life is accredited by the Better Business Bureau with an A rating as of April 2017, in addition to receiving an A . And by the way, if you can click here to learn more about the potentially FREE benefits that the government may provide people who are disabled or retired on a fixed income! I have tried multiple times to contact this business, but every time I call, I'm placed on long holds that end up getting disconnected. Bankers Life insurance Ownership Change Form. Details are found in the links below: Memorandum of Understanding . H2a ,Dr DL n[ 6W lc At Bankers Life, our goal is to provide excellent service to every policyholder. I am 67 years old and I have lost acces to my retirement fund. Following regulatory action against Colorado Bankers Life, AM Best changed its rating of the company from a B++ to a non-rating designation of E (Under Regulatory Supervision). Contact Information: Policyholders with questions about policies, claims, or related to liquidation should call the numbers below for more information or assistance: Bankers Life Insurance Co. 833-658-2840. 1201 Mail Service Center By clicking Accept, you consent to the use of ALL the cookies. Colorado Bankers Life was placed into rehabilitation on June 27, 2019, by the Superior Court of Wake County, North Carolina. 0 We are agents licensed to sell insurance through Bankers Life and Casualty Company. The letter will show how to submit their request. In 2015, Colorado Bankers Life joined Global Bankers Insurance Group, an international family of insurance and reinsurance companies focused on retirement, annuities and life insurance. Important Forms. www.securitieslawyer.com/colorado-bankers-life-insurance/, Mozilla/5.0 (iPhone; CPU iPhone OS 15_4_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Version/15.4 Mobile/15E148 Safari/604.1. On March 5, 2020, Lindberg and an associate were convicted of wire fraud, public corruption and bribery charges. Annuity.org has provided reliable, accurate financial information to consumers since 2013. On December 30, 2022, the North Carolina court issued an order to place life insurers Bankers Life Insurance Company and Colorado Bankers Life Insurance Company (Global Bankers) into liquidation. Without an appeal . Use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being. We recommend choosing a better business for your life insurance. Our goal is to provide excellent service to every policyholder and make your life easier when it comes to your claims. Last Update 03/23/2022. There are 257 Branches across the US to speak to an agent in person. Colorado Bankers Life Insurance Company (sometimes shortened to CBLife) was founded in 1974. FINRA requires brokerage firms to conduct due diligence on investments and to conduct a suitability analysis when recommending securities to a customer that takes into account the customers knowledge and experience. Then, beginning in January 2018, they caused PBLA to "invest . Policyholders can follow the status of the company, explore previously offered products and find contact information relating to their policies. A few simple steps used to be enough to control financial stress, but COVID and student loan debt are forcing people to take new routes to financial wellness. For more information on Galvin Legal, PLLC and its representation of investors, please visit www.galvinlegal.com or call 1-800-405-5117. Speak with one of our qualified financial professionals today to discover which of our industry-leading annuity products fits into your long-term financial strategy.